Have you recently got your EBT (Electronic Benefits Transfer) card? It means you can access benefits from your state welfare department. Not only that, but you can also even withdraw cash from an ATM. But in terms of using EBT ATMs, there are some restrictions based on your state’s rules, which you need to abide by. Though it’s issued by your state, you can use it in other states.

However, in this blog, we have brought out a few crucial things about EBT ATMs. So, before using the card and accessing the benefits, look at the following lines first.

What to Know about EBT ATM

Card Restrictions

Once you qualify for this benefit, your state will create an account for you and issue an EBT card. It will be linked to your account and put money monthly. Then the state will set the rule on how to use this card. Many states will allow you to use the EBT card twice per month for free. You may have to pay the surcharge fee after the two free ones. And the fee will be subtracted from the cash benefit account.

ATM Process

The EBT card issued by your state comes with a magnetic strip. It has an embedded chip that will allow you to use it at an ATM. Like other ATM cards, it’s also encoded with a four-digit Personal Identification Number (PIN). Insert the card into the machine and enter the PIN. Once you enter a dollar amount, the ATM will dispense cash.

EBT Card Benefits

Food stamps are one of the main benefits you will facilitate by the EBT program. The SNAP (Supplemental Nutrition Assistance Program) actually supports state food stamp benefits. Each individual receives $126 with this facility. In addition, your state will also distribute cash through Temporary Assistance for Needy Family (TANF) and benefit refugees.

If you are eligible for SNAP, you can also use your EBT card at grocery stores to pay for food. When you enter your PIN, the checkout terminal will read your card and update your account after spending money. After receiving cash, you can check your balance at the ATM. Besides, each state has a phone number that you can call to know your EBT card balance.

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